1.   Introduction and Acceptance of Terms

1.1.   About These Terms

These Terms of Service (“Terms“) govern the legal relationship between FYFX Capital Limited, a company incorporated in Hong Kong, (referred to as “FundYourFX“, “FYFX“, “we“, “us” or “our”), and any person who accesses our Website, creates an account, uses our services, or otherwise interacts with us (referred to as “you“, “your“, “User“, “Customer” or “Trader“).

1.2.   Data Controller

1.2.1.   FYFX is the data controller for your personal data under applicable data protection laws, including but not limited to EU General Data Protection Regulation (Regulation (EU) 2016/679) (“EU GDPR”), United Kingdom General Data Protection Regulation (“UK GDPR”), Hong Kong Personal Data (Privacy) Ordinance (Cap. 486) (“HK PDPO”), Singapore Personal Data Protection Act 2012 (“PDPA”), Australian Privacy Act 1988 (“AAPA”) and California Consumer Privacy Act (“CCPA”).

1.2.2.   Our collection, use, storage, retention and disclosure of personal data is governed by our Privacy Policy (www.fundyourfx.io/privacy-policy), Cookies Policy (www.fundyourfx.io/cookies) and Trading Rules (Schedule 1). The provisions of our Privacy Policy, our Cookies Policy and our Trading Rules  in (Schedule 1) form a part of this Agreement and are incorporated herein by reference. By using the Website and the Services you acknowledge that you have had the opportunity to read those policies.

1.3.   Scope of These Terms

These Terms apply to your use of:

• Our Website and any other online interfaces;
• Our Instant Funded Accounts, Evaluation Plans (including one phase and two phase programmes), 10X Quest Challenge, Scaling Plan and any other accounts or plans that we may offer in the future to facilitate simulated trading for educational and non-investment purposes;
• Our online platform at app.fundyourfx.io (the “Dashboard“); and
• Any related content, tools, software, applications and communication channels provided by us,

(together, the “Services“).

1.4.   Your Agreement to These Terms

You must be an adult aged 18 or above (or the appropriate age in your jurisdiction to enter into legally binding contracts) to use our Website or our Services. By signing, ticking a box, clicking “I agree”, “Accept” or other similar button or by accessing or using any part of the Services, you undertake that you are an adult and you agree to be legally bound by these  Terms and by our Privacy Policy, our Cookies Policy and our Trading Rules (as defined in Clause 6) each of which is incorporated into these Terms by reference. If you do not agree with these Terms or any incorporated document, you must not access or use the Services and you must cease to use our Website.

1.5.   Changes to These Terms

We may update the Terms from time to time at our discretion. We also reserve the right in our absolute right to amend, change or delete any content on our Website at any time and for any reason without any prior notice. Changes will be notified to you via email or Dashboard announcement at least seven (7) days before they take effect, except where immediate changes are required for legal, regulatory or platform integrity reasons. An email will be sent to you and when you next use our Website or Dashboard after a change to the Terms, a pop up window will appear requesting your acceptance of the new Terms. If you decline acceptance of the new Terms, the contractual relationship between you and us will be terminated and you may request closure of your Account. We reserve the absolute right at our sole discretion to terminate your Account and you must cease using the Services and our Website.

1.6.   Language

These Terms are drafted in English. If translated into another language, the English version prevails in case of conflict.

2.   Definitions

For the purposes of these Terms:

“10X Quest Challenge” means our simulated trading programme where traders pay a specified fee and can earn rewards that are equivalent to ten times the amount of the fee upon successfully achieving the programme objectives.

“Account” means your individual account enabling access to the Dashboard and the Services.

“Activation” means the delivery of your account credentials to your registered email address or through the Dashboard, at which point the Services are deemed activated regardless of whether you have commenced trading.

“Compliance Review” means our review of a User’s activity and account for adherence to the Rules (including prohibited conduct and breach checks) for the purpose of confirming Reward eligibility.

“Confidential Information” means any information proprietary or confidential to FundYourFX, whether oral, written, electronic or in any other form, including our trading methods, systems, metrics, feedback, educational materials, strategies, software, tools, risk models and business information, except where such information is in the public domain through no fault of the User.

“Content” means the entire content of our Website and Dashboard.

“Dashboard” means  Our online platform at app.fundyourfx.io.

“Data Controller” or “Controller” means the organisation that decides why and how personal data is processed.

“Drawdown Limit” means the maximum permitted reduction in account virtual equity, expressed as a percentage, beyond which your Account will be deactivated and you will become ineligible for Rewards. FundYourFX operates a trailing drawdown model, meaning the limit adjusts upward as your equity increases but does not decrease if equity falls.

“Data Protection Laws” means EU GDPR, UK GDPR, HK PDPO, Singapore PDPA, Australian Privacy Act, California CCPA/CPRA, and any other applicable data protection legislation.

“Educational Content” means general educational information and analytics (including any AI-generated summaries) provided for learning and journalling purposes only and not investment advice, investment analysis or a recommendation to enter into any transactions or trades, virtual or otherwise.

“Effective Date” means the date these Terms or any amendments become effective.

“Email” means legal@fundyourfx.io.

“Evaluation Plan” means a simulated training and assessment programme in which we evaluate your performance using Virtual Funds for the purpose of determining whether to offer you the opportunity to become a Funded User using virtual funds.

“Fee” means the Fee paid by you to access the Services.

“Forbidden Trading Practices” means the prohibited trading practices set out in the Trading Rules.

“Funded User” means a User who either: a) has purchased an Instant Simulated Account, or (b) has successfully completed an Evaluation Plan, and in each case has passed our KYC and AML checks and accepted the applicable programme agreement. A Funded User trades only in a Simulated Account using a Simulated Account Balance (Virtual Funds) and is not allocated any real capital and is not allowed to place any trades in a real securities market.

“Hard Breach” means a serious breach of these Terms or the Trading Rules that justifies immediate suspension or termination of your Account and access to the Services.

“Hong Kong Resident” means any natural person who is ordinarily resident in the Hong Kong Special Administrative Region, as determined by reference to the residential address provided during registration, KYC documentation, IP address data or such other information as we may reasonably rely upon or request..

“Instant Funded Account” means an Instant Simulated Account that provides immediate access to a Simulated Account with a specified Simulated Account Balance (Virtual Funds), without requiring completion of an evaluation phase.

“Intellectual Property” or “IP” means any and all intellectual property rights anywhere in the world, registered or unregistered, including copyrights, database rights, trade marks, service marks, trade names, logos, domain names, patents, design rights, trade secrets, our Dashboard, know-how and all similar or equivalent rights.

“KYC” means Know Your Customer, referring to identity verification checks.

“Legacy User” means a Hong Kong Resident who, as at Effective Date, held an active Account and had purchased at least one programme, provided that such person was in compliance with these Terms and the Trading Rules at that date.

“Payout” means a cash reward payment made by us to an eligible User (or the processing of such payment) calculated by reference to Simulated Performance in accordance with the applicable Reward Share and the Rules. Payouts are not guaranteed and are subject to a Compliance Review and eligibility checks and compliance review and may be denied if the Rules are breached, even if a numerical target is met.

“Personal Data” means any information relating to an identified or identifiable natural person.

“Processing” means any operation performed on personal data, including collection, storage, retention, use, disclosure, or deletion.

“Restricted Jurisdiction” means any jurisdiction in which we do not permit the purchase of challenges or participation in the programme,as notified on our Website and/or in these Terms from time to time.

“Reward” means a discretionary performance-based cash payment that we may, at our sole discretion, make to a Funded User, calculated by applying the applicable Reward Split to the net positive simulated trading result of the Funded User’s Account, subject to the Funded User’s compliance with these Terms and the Trading Rules. A Reward: (a) is not guaranteed and does not vest, accrue or become owing unless and until we have completed all applicable Compliance Reviews, verification and review checks and have approved the Reward for release; (b) does not represent a share, division or distribution of actual trading profits, investment returns, fund proceeds or capital gains; and (c) does not constitute consideration for any investment, asset management, brokerage, or other regulated financial service.

“Reward Request” means a request submitted by a User for processing of a Reward (including any requested payment method), which remains subject to eligibility checks and compliance review.

“Reward Split or Reward Share” means the percentage specified that is applied to the net positive simulated trading result of a Funded User’s Account based on applicable programme terms for the purpose of calculating the amount of any discretionary performance-based cash reward that may become payable. For the avoidance of doubt, the Reward Split is a calculation metric only and does not in any way represent a division, distribution or sharing of actual trading profits, investment returns or fund proceeds between you and FundYourFX.

“Rules” means the programme rules and restrictions stated in these Terms,  the Trading Rules or our Website that are applicable to a Challenge Plan, Evaluation Plan or Instant Simulated Account, including any trading restrictions ,drawdown limits, prohibited practices  verification requirements.

“Sanctions Regime” means any economic or financial sanctions, trade or investment restrictions, embargoes, export controls or similar measures administered or enforced by the United Nations, European Union, United Kingdom, United States (including OFAC), Hong Kong, Singapore, Australia, or any other authority with jurisdiction over you or FundYourFX.

“Scaling Plan” means the programme rules under which an eligible User may become entitled to an increase in their Simulated Account Balance (Virtual Funds) and/or other simulation parameters after meeting specified performance milestones and conditions. Scaling does not involve allocating real trading capital to the User.

“Self-Copy Trading” means an account mirroring feature that enables a User to copy trades only between accounts owned and controlled by that same User,and which does not provide third-party trade signals or enable the  following/copying other users’ trades.

“Sensitive Personal Information” means biometric data, government identifiers, and other special category data under applicable Data Protection Laws.

“Services” means Our website, dashboard, Instant Funded Accounts, Evaluation Plans, 10X Quest Challenge, Scaling Plan, any future plans and programmes and related tools and features.

“Simulated Account” or “Simulated Trading Account” means a virtual demo account environment in which trades are simulated using market-derived prices and no real-market execution occurs.

“Simulated Account Balance” or “Virtual Funds” means the notional amount displayed in a Simulated Account for the purpose of simulation only,and not real money or real capital allocated to a User.

“Simulated Performance” means results, including simulated profits and losses, generated within a Simulated Account under the Rules and which do not represent real profits or losses from real market trading.

“Soft Breach” means a minor violation of certain Trading Rules that does not result in immediate account suspension or termination but is recorded and may result in termination if repeated beyond the permitted number of occurrences.

“Trader” means a User who participates in a Challenge Plan, Evaluation Plan or Instant Simulated Account and places simulated trades within a Simulated Account in accordance with the Rules.

“Trading Rules” as set out in (Schedule 1) has the meaning given in Clause 6.

“Virtual Funds” means the fictitious, simulated funds displayed in your Account, which do not represent real money, have no monetary value and cannot be redeemed for cash or cash equivalents under any circumstances.

“Website” means www.fundyourfx.io or any part thereof.

3.   Nature of the Services and Simulated Trading

3.1.   Educational, Training and Evaluation Purpose Only

The Services and the Content are provided solely for educational, training and evaluation purposes. We are a technology company that provides simulated proprietary trading assessments and related educational content. We do not provide live trading, investment, brokerage, asset management, payment, custody or other regulated financial services to the public.

3.2.   Simulated Trading and Virtual Funds

3.3.   All Trading under the Services is carried out exclusively in a simulated environment using Virtual Funds. You expressly acknowledge and agree that:

3.3.1.   All accounts are demonstration or simulated accounts;

3.3.2.   Any funds, balances, equity, Reward Splits, or other amounts shown represent Virtual Funds or simulated results only, do not represent real money and cannot be redeemed for cash or cash equivalents;

3.3.3.   You cannot deposit money with us for the purpose of trading financial instruments, and we do not hold client money or client assets for you;

3.3.4.   No actual orders are placed, matched, cleared or settled on any regulated or unregulated markets, exchange, broker platform or other execution venue; and

3.3.5.   all trades and positions are fictitious and do not result in the acquisition or disposal of any real-world financial instruments.

For avoidance of double, we state unequivocally that we are not a broker, licensed or otherwise.

3.4.   No Automatic Entitlement to Funding

Participation in any programme offered by us does not create any right or expectation that you will become a Funded User or receive any allocation of virtual trading capital. Any decision to invite you to become a Funded User is at our sole discretion and may be subject to separate terms and conditions.

3.5.   Hypothetical Performance and No Guarantee of Results

You agree that all profits, losses, equity curves, drawdowns and performance figures shown for an Account are virtual and hypothetical and come exclusively from simulated trading only. These simulated results have builtin limitations. They can be created with the benefit of hindsight, they do not reflect real‑world execution, liquidity, slippage, transaction costs or the psychological pressure of live trading and they may over or understate how a strategy would behave in real market conditions. Past performance, whether simulated or actual, is not a reliable guide to future results.

3.6.     Discretionary Nature of Payouts

All Payouts under the Services are discretionary and are not guaranteed. Whilst a Funded User who meets all applicable eligibility requirements and complies with the Trading Rules may request a Payout, we reserve the right to withhold, reduce or deny any Payout in cases of rule violations, suspected abuse, or where we determine, acting reasonably, that the conditions for Payout eligibility have not been genuinely satisfied. For the avoidance of doubt, the definition of “Payout” in Clause 2 describes the method of calculation of a Payout and does not create any entitlement to receive a Payout until we have completed all applicable verification and compliance checks and have approved the Payout for release.

4.   Registration, KYC and Accounts

4.1.   Eligibility Requirements

4.1.1.          To register for an Account and use the Services you must:

• Be at least eighteen (18) years of age or the legal age of majority in your place of residence, whichever is higher;
• Have full legal capacity and authority to enter into these Terms;
• Not be a Hong Kong Resident or a resident in a jurisdiction that we have specifically identified on our Website or where it is unlawful for you to use the Services;
• Not be subject to any Sanctions Regime in a manner that would prohibit us from providing the Services to you;
• Not have been previously suspended or terminated by us for any reason; and
• Not be using a service that offers to trade in your stead for any reason, whether for payment or not.

4.1.2.         Hong Kong Residents

    4.1.2.1.     With effect from the Effective Date Hong Kong Residents are not eligible to register for an Account, purchase any programme or otherwise access or use the Services, except as provided in Clause Clause 4.1.2.

  4.1.2.2.     We may determine whether a person is a Hong Kong Resident by reference to any information available to us, including registration data, KYC documentation, IP address logs, payment source information and any other data we consider relevant. Our determination shall be final, subject to your right to provide evidence to the contrary within fourteen (14) days of being notified of our determination.

4.1.2.3.     Legacy Users: A Legacy User may continue to access and use the Services in respect of any Account and programme that was active as at Effective Date subject to continued compliance with these Terms and the Trading Rules.

  4.1.2.4.     A Legacy User may not purchase any new programme, open any new Account or upgrade or scale any existing Account after the Effective Date.

  4.1.2.5.     Legacy Users may not transfer or assign their Account.

  4.1.2.6.     If a Legacy User’s Account is terminated for any reason (including breach, inactivity or voluntary cancellation), the Legacy User may not register a new Account or re-enter the Services.

  4.1.2.7.     Any attempt to circumvent the provisions of Clause 4.1.2, including but not limited to the use of VPN, and VPS services, IP Masking by any means and provision of a foreign address while resident in Hong Kong (whether you are a dual resident or not), will result in immediate termination of all relevant accounts and any fees paid will be forfeited and any pending Payouts will be cancelled. Any conduct to circumvent the provisions of Clause 4.1.2 will be considered a Hard Breach.

  4.1.2.8.     We reserve the right to require Legacy Users to re-verify their identity and eligibility at any time. Failure to comply with any such request within fourteen (14) days constitutes a Hard Breach.

4.2.   Personal Use Only

The Services are exclusively for personal use only. Registration using company details or any other legal entity is not permitted without our prior written approval. You must not sell, lend, rent, assign or otherwise transfer your Account or login credentials or allow any other party to operate or access your Account, fully or partially, for any reason. Payouts will only be made to accounts registered in your name and matching your KYC Documents.

4.3.   Registration

To create an Account you must complete the registration process and provide accurate, complete and up-to-date information, including your name, contact details and date of birth. You must also provide the requested documents to verify your identity. Any changes to your registered details must be updated immediately to avoid Payout delays or refusals.

4.4.   KYC and AML Procedures

You acknowledge that we operate KYC and AML procedures consistent with applicable laws. You agree that:

4.4.1.   We may conduct identity verification, fraud prevention checks and sanctions screening at any time;

4.4.2.   You will provide on request government-issued photo identification, proof of address not older than three months, selfie or other liveness verification, banking or payment details, tax identification numbers and such other documents as we may reasonably require;

4.4.3.   We may obtain information about you from third-party verification providers, credit reference agencies, sanctions screening providers and public sources;

4.4.4.   We may record video interviews for verification and record-keeping purposes; and

4.4.5.   You will not use any virtual private network, proxy service, IP routing or any other technical means to circumvent our registration restrictions.

If you fail to provide information we reasonably request, if we are unable to verify your identity or eligibility, or if you provide incomplete, untrue, outdated or misleading data, we may refuse to open an Account, suspend or restrict your existing Account, or terminate your account and access to the Services.

4.5.     Biometric Data

Biometric (Liveness) data collected for KYC is processed only with your explicit consent for identity verification and fraud prevention. You may withdraw consent at any time, though this may affect your ability to receive Payouts.

4.6.   No Acceptance Guarantee

Notwithstanding that you have completed the KYC and AML process and provided all the request documents, we are not obligated to accept your application. At all times we retain the sole and absolute discretion on whether to accept or reject your application. If we reject your application for any reason, you will be refunded any payment you have made to us provided you have not commenced use of the Services. If we accept your registration (before or after KYC procedure), we will send you the relevant credentials by email. It is your responsibility to keep your credentials secure and not disclose them to any other party. You must notify us immediately if security is breached.

4.7.   Maximum Accounts

Traders may have a maximum of three (3) active funded accounts at a time, whether from Instant Funded Accounts or Evaluation Accounts. If you qualify for a fourth funded account, it will only be activated once one of your existing active funded accounts has been cancelled or terminated. There are no limitations on the number of evaluation accounts you hold at any time.

4.8.            Account Activation and Inactivity

If your Account is not activated within thirty (30) days of your credential being sent to you, the Account will be suspended. You can request for reactivation within three (3) days of suspension failing which your Account will be terminated and you will not be entitled to a refund. Place at least one trade of 0.1 lots or more within each 30 day period to keep your account activated. If your Account remains inactive for 30 consecutive days, it will constitute a Hard Breach and will be terminated. If you are unable to trade for more than 30 days, please contact us to arrange a pause on your Account.

4.9.   No Guarantee of Funded Status

Successfully completing an Evaluation Plan does not guarantee that you will be offered Funded User status or offered a Funded User agreement. Any decision to invite you to become a Funded User is at our sole discretion and may be subject to additional assessment.

4.10.   Data Access and Consent

You acknowledge that we will retain access to all information about the simulated trades you execute. We may use this information and share it with our group companies and affiliates for purposes such as operating, improving and securing the Services, developing analytics and statistics, developing products and complying with legal obligations, as further described in our Privacy Policy. Nothing in this Clause limits your rights under applicable data protection laws.

5.   Fees, Payments and Refunds

5.1.   Fees

Access to an Instant Funded Account, Evaluation Plan, 10X Quest Challenge or certain other Services is subject to payment of the applicable fee stated on our Website at the time of order. Unless stated otherwise, fees are denominated in United States dollars. The Fee is a one-time payment covering access to the Dashboard and simulated trading account, use of educational and evaluation tools, assessment of your trading proficiency and risk management skills through account metrics, and related support services.

5.2.   Payment Methods

We accept payment via:

• Major credit and debit cards (VISA and MasterCard via Stripe);
• Bank transfers; and
• Triple A for cryptocurrency payments.

All fees must be paid from an account registered in the same name as your Account and must match your KYC documents. You are responsible for any charges by financial intermediaries.

5.3.   Refund Policy

Except as provided in this Clause, all Fees are non-refundable and non-transferable. A Fee paid by you may not be applied to an Account held by, or for the benefit of, any other person. For the avoidance of doubt, this applies to both full and partial refund requests. Funded Users become eligible for a refund of the Fee paid after achieving either three successful Payouts or Payouts totalling twenty four (24%) of their Reward share, whichever is higher. Otherwise, you have no entitlement to a refund for any reason once your Account has been created and credentials sent to you. Further details on our Refund Policy are available here.

5.4.   Chargebacks and Disputes

You agree to contact us to resolve any billing or service issue before initiating a dispute or chargeback. Lodging an unjustified chargeback, payment dispute, complaint, annulment request, cancellation request or similar action through your bank, payment service provider or any other payment intermediary, on the basis of which a refund or reversal of the Fee or any part thereof is requested, constitutes a Hard Breach and we may immediately suspend or terminate your Account, prevent you from ordering further Services, and pursue recovery of losses, costs and fees resulting to us.

5.5.   Activation of Services and Loss of Withdrawal Right

5.5.1.     The Services are deemed activated upon delivery of your account credentials by email or through the Dashboard.

5.5.2.     If you are a consumer under applicable law, you acknowledge and expressly agree that  by receiving access to the simulated trading account which has been adapted to your personal requirements, you request immediate performance of the Services before the expiry of any statutory withdrawal or cooling-off period that may apply under consumer protection laws in your jurisdiction.

5.5.3.     Accordingly, once the Services have been activated, you lose any right of withdrawal that would otherwise be available to you under applicable consumer protection regulations.

5.5.4.     Nothing in this Clause affects any rights that cannot be excluded or limited under mandatory consumer protection laws applicable to you.

5.6.   Non-Delivery of Account Credentials

5.6.1.     If trading credentials are not delivered within twenty-four (24) hours of confirmed payment, please contact us and we will investigate the matter.

5.6.2.     If we are unable to provide account access within a reasonable time following your notification, a refund may be issued at our sole discretion.

5.6.3.     Once trading credentials have been successfully delivered, all fees become fully non-refundable, except as provided in Clause 5.3. This Clause applies to both full and partial refund requests.

5.7.   Changes to Fees

We may change our Fees at any time. Changes will not affect fees already paid for an activated Service.

6.   Programme Rules and Forbidden Trading Practices

6.1.   Programme Types

We offer various programme types, including Instant Funded Accounts, One Phase and Two Phase Evaluation Plans, the 10X Quest Challenge and a Scaling Plan. Details of each programme are published on our Website. Additional plans may be introduced from time to time and existing ones terminated at our discretion.

6.2.   Incorporated Documents

The following are published in a single document (“Trading Rules“) in (Schedule 1). The Trading Rules are incorporated into these Terms by reference as if set out here in full:

• Programme Rules on our virtual profit targets, drawdown limits, leverage, payout conditions, scaling rules and other programme-specific parameters;
• Trading Rules on permitted instruments, stop-loss requirements, news trading restrictions and rules regarding automated trading; and
• Forbidden Trading Practices on prohibited strategies, the distinction between Hard Breaches and Soft Breaches  and the consequences of violations.

By purchasing any programme, you confirm that you have read, understood and agree to be bound by the Trading Rules as they exist at the time of your purchase. You acknowledge that you have had an opportunity to review them before completing your purchase.

6.3.   Amendments

We may update the Trading Rules from time to time at our discretion. Changes will be notified to you via email or Dashboard announcement at least seven (7) days before they take effect, except where immediate changes are required for legal, regulatory or platform integrity reasons. An email will be sent to you and when you next use our Website or Dashboard after a change to the Trading Rules, a pop up window will appear requesting your acceptance of the new Trading Rules. If you decline acceptance of the new Trading Rules, the contractual relationship between you and us will be terminated and you may request closure of your Account. We reserve the absolute right at our sole discretion to terminate your Account and you must cease using the Services.

6.4.   Order of Precedence

If any conflict or inconsistency arises between these Terms and the Trading Rules regarding Programme Rules, Trading Rules and Forbidden Trading Practices or the operational consequences of rule violations, the Trading Rules shall prevail. In any other matters these Terms shall prevail.  Where there is ambiguity as to which document governs a particular matter, we will determine, acting reasonably, which document applies.

6.5.   Consequence s Rule Breaches

Without limiting the detail in the Trading Rules, you acknowledge and agree that:

6.5.1.   Hard Breaches, including but not limited to engaging in Forbidden Trading Practices, circumventing geographic or sanctions restrictions, exceeding Drawdown Limits or exceeding the permitted number of Soft Breaches, will result in immediate termination of your Account (including through automated systems), forfeiture of all fees paid, cancellation of any pending Payouts and permanent disqualification from the Services. Automated decision-making is necessary for the performance of our contract. If you believe an automated decision was made in error, you may request human review by contacting us;

6.5.2.   Soft Breaches are recorded against your Account. The maximum permitted Soft Breaches for any single rule is two (2). A third Soft Breach of the same rule will be treated as a Hard Breach;

6.5.3.   Drawdown Limits may be exceeded through realised or unrealised losses. Your Account will be immediately deactivated, all open positions will be closed, and you will become ineligible for any Payouts.

6.5.4.   We reserve the right to investigate at any time patterns of trading activity across multiple accounts, including those registered in the name of other Users and take action (including termination) if we identify coordinated trading, client clusters, or patterns of poor risk management. Any such activity will constitute a Hard Breach.

7.   Intellectual Property and Licence

7.1.   Ownership

All Intellectual Property in the Services, Dashboard, Website, software, algorithms, data, Content and other materials is owned by us or our licensors. Except for the limited licence granted below, no ownership rights of any kind, express or implied, in our Intellectual Property are granted to you.

7.2.   Limited Licence

Subject to your compliance with these Terms and the Trading Rules, we grant to you a personal, revocable, non-transferable, non-exclusive, non-assignable, non-sublicensable licence solely to access and use our Website and the Services exclusively for your own educational and evaluation purposes.

7.3.   Restrictions

In relation to our Intellectual Property, you must not:

• Copy, reproduce, modify, adapt, translate or create derivative works from any part of the Services;
• Rent, lease, lend, sell, assign, sublicence, distribute or exploit the Services for commercial purposes without prior written consent;
• Attempt to reverse engineer, decompile or discover the source code of any software, except where applicable law expressly permits;
• Remove, obscure or alter any proprietary or copyright notices;
• Develop a competing product or service;
• Compile information about the Services for commercial use, whether by scraping or manually; or
• Allow any third party, with or without your consent, to access or use your Account or the Services.

7.4.   Trade Marks

All trade marks, logos, trade names and other designations are our property or that of our licensors, and we do not grant you any authorisation to use them in any way.

8.   User Content and Conduct

8.1.   If you post anything on the Website or through the Dashboard, you are solely responsible for the content posted. It is your responsibility to ensure that it is accurate, lawful, does not infringe any third party rights, does not contain defamatory, obscene, hateful or otherwise objectionable material, does not contain malware, and does not violate privacy of others or any applicable laws. By submitting content, including feedback and testimonials, you grant to us a worldwide, non-exclusive, royalty-free, irrevocable, perpetual, assignable and transferable licence to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute and display that content for the purposes of operating, promoting, improving and supporting the Services.

8.2.   At our discretion, we may monitor, review, edit, remove or disable access to our Website and Services to any User posted content that breaches these Terms or that we otherwise consider undesirable. We may retain User Content after your Account is deleted for any reason where necessary to comply with legal obligations, resolve disputes, enforce our agreements or operate the Services.

9.   Third-Party Services and Links

9.1.     The Services may enable or require access to third-party trading platforms, charting tools, data feeds, communication tools or other services. If you elect to use the third-party services, you acknowledge that you do so entirely at your own risk. Your use of any third-party service is subject to the terms and privacy policies of the relevant providers. We do not control, endorse or assume responsibility for any third-party services, content, software or websites. We do not accept liability for any damages arising from your use of them.

9.2.     Our Products and Services may incorporate or depend on third-party software, libraries, frameworks or other components (including open-source software). Your use of those components may be subject to additional licence terms from the relevant third party. To the extent required by the applicable third-party licence, those terms will apply to the relevant components and will prevail over these Terms in case of conflict.

9.3.     Where any Product or Service is integrated with, relies on, or interoperates with third-party platforms, brokers, execution venues, APIs, market data feeds, hosting providers, network providers, libraries (including open-source software) or other third-party components, you acknowledge that availability, performance, latency, execution outcomes and data quality may be affected by those third parties. To the fullest extent permitted by law, we are not responsible for third-party outages, disruptions, deprecations, changes to interfaces or terms, latency, data errors, or any losses arising from third-party systems or your use of them.

10.   Your Data Protection Rights

Detailed information on your Data Protection Rights are set out in our Privacy Policy (www.fundyourfx.io/privacy-policy) and Cookies Policy (www.fundyourfx.io/cookies).

11.   Data Security

We implement appropriate technical and organisational measures to protect your personal data, including:

• Encryption of data in transit and at rest;
• Access controls and authentication systems;
• Regular security assessments and testing;
• Staff training on data protection;
• Incident response procedures.

Further details of our security measures are provided in our Privacy Policy.

12.   International Data Transfers

12.1.   Your personal data may be transferred to, and processed in, countries other than the one in which you are resident. These countries may include, without limitation, Hong Kong, the European Economic Area (“EEA”), the UK, US, Singapore, Australia and any other jurisdictions where our infrastructure providers or service providers are located. Such countries may have data protection laws that are different from those in your home jurisdiction.

12.2.   Where your personal data is transferred internationally in accordance with Clause 12.1, we take appropriate steps to ensure compliance with applicable Data Protection Laws and to provide an adequate level of protection for your personal data. These steps may include:

• transfers from EEA and UK, using appropriate safeguards such as the European Commission’s Standard Contractual Clauses, the UK International Data Transfer Addendum (“IDTA”) or other mechanisms recognised under the EU GDPR / UK GDPR;
• transfers from Hong Kong and Singapore, using contractual protections or other measures to ensure a level of protection comparable to PDPO (Hong Kong) and PDPA (Singapore); and
• transfers from Australia securing any consents described in our Privacy Policy.

12.3.   Network Transmission: You acknowledge that content (excluding payment information) transmitted through our Website or the Services may travel across various networks and may undergo changes to conform to and adapt to the technical requirements of connecting networks, devices or services.

12.4.   Payment Encryption: Payment information, if any, is encrypted during transmission in accordance with applicable security standards.

12.5.   In some cases, and only where permitted or required by applicable law, we may rely on your express consent to a particular international transfer.

13.   Data Breach Notification

If there is a breach of your personal data that is likely to result in risk to your rights and freedoms, we will:

• Notify relevant supervisory authorities as required by law;
• Notify affected individuals where there is high risk of harm;
• Take immediate steps to mitigate the breach.

Further information on our breach response procedures are detailed in Clause 11 of our Privacy Policy.

14.   Confidentiality and Disclosure

You must keep our Confidential Information strictly confidential, use it solely for the purpose of using the Services, and not disclose it to any third party without our prior written consent, except where required by law. We will keep your Confidential Information secure and will only disclose it to employees, contractors, group companies and service providers who need it for providing the Services, where required by law, court order, regulatory or governmental body or as permitted under our Privacy Policy. All information, content and data accessible through login-protected areas of our Website, Dashboard and Services (including, without limitation, account metrics, simulated trading data, performance results and programme parameters) is confidential and forms part of our Confidential Information as defined in Clause 2.

15.   Disclaimers and Risk

15.1.   No Financial Advice

15.1.1.   Our Website, the Content and our Services are provided exclusively  for information, illustrative and education purposes only. We are not licensed financial advisers and we are not a licensed financial brokerage.  We give no financial, investment, tax or trading advice, express or implied, of any kind  and we give no warranties in respect of our Services or the Content. You use the Services and the Content at your own risk. We accept no liability to the fullest extent permitted by law. You are solely responsible for conducting your own due diligence, understanding the nature and risks associated with virtual Prop Trading. It is up to you to ensure that you are using the trading channel or platform that is appropriate for your circumstances.

15.1.2.   You are solely responsible for ensuring that your access to and use of our Website, its content, our Services  and Dashboard comply with all laws and regulations of your jurisdiction. You must not use our Website, its content, our Services and our Dashboard where such use is unlawful.

15.2.   Service Provided “As Is”

To the fullest extent permitted by law, our Website content and our Services are provided on an “AS IS” basis and we give or extend no warranties, undertakings or representations, express or implied, as to its accuracy, completeness, suitability or fitness for any purpose and, to the fullest extent allied by law,  we and our associates exclude any and all liability, however arising, for any loss, damage, costs or expenses you may suffer as a result of or in connection with any use of, reliance on, or decisions made on the basis of our Website, its Content, our Dashboard or our Services or any other products or services (including those of any referenced brokers or trading platforms), whether or not used for their intended purpose. If you are in any doubt about our Website, its Content, our Dashboard and our Services, we recommend that you obtain independent advice from a suitably qualified financial adviser before making any decisions. We give or extend no warranties, undertakings or representations, express or implied, as to the continuous availability of our Services, the security of our Website and our Dashboard and as to the merchantability, fitness for a particular purpose of our Website, its Content, our Dashboard and our Services.

15.3.   Tax Implications

Using the Services may have tax consequences for you. You are solely responsible for complying with all applicable tax laws. We are not tax advisers and have not provided and will not provide you with any tax advice.

15.4.   No Liability for Simulated Trading Losses

When you use the Services you trade only with simulated Virtual Funds. You do not risk your own trading capital, and you are not liable to us for simulated trading losses. However, any decisions about your own live trading outside the Services, our Website and our Dashboard are entirely your responsibility. We accept no responsibility for such decisions.

16.   Limitation of Liability

To the fullest extent permitted by law, any claim arising out of or in connection with these Terms must be brought within one year of the date on which the cause of action arose.

16.1.   Exclusions

Nothing in these Terms excludes or limits liability that cannot be excluded under applicable laws, including liability for death or personal injury caused by negligence, fraud or fraudulent misrepresentation, or gross negligence or wilful misconduct.

16.2.   Excluded Losses

To the fullest extent permitted by law, we and our group companies and our and their directors, officers, employees, contractors and agents will not be liable for any:

• Loss of profit, revenue, business, goodwill or opportunity;
• Loss of data, interruption of business or cost of substitute services;
• Indirect, consequential, special, incidental, exemplary or punitive damages;
• Loss arising from your failure to comply with these Terms or applicable law;
• Loss resulting from events beyond our reasonable control; or
• Loss arising from simulated outcomes, reward expectations or programme results

16.3.   Aggregate Cap

Certain consumer protection laws may confer rights that cannot be excluded or limited. Where those laws apply, our liability will be limited to the minimum extent permitted by those laws. Otherwise, our total aggregate liability arising out of or in connection with our Website, its Content, the Dashboard, the Services or these Terms will not exceed the greater of:

• the total Fees paid by you in respect of the specific programme to which the claim relates, during the six (6) months immediately preceding the event giving rise to the claim; or
• One hundred United States dollars (USD 100).

17.   Indemnity

You agree to indemnify, defend and hold harmless FundYourFX, its group companies and their respective directors, officers, employees, contractors and agents from any loss, liability, claim, damage, cost and expense, including reasonable legal fees, arising from:

• Your breach of these Terms, the Trading Rules or applicable law;
•  Your misuse of the Services;
• Any User Content you may submit;
• Any claim by a third party arising from your actions or omissions;
• Any false information or declaration made to us or any third party related to our Website, our Dashboard or the Services;
• Any act or omission by any person obtaining access to your Account; and
• Your violation of any third party’s rights.

This indemnity survives termination of these Terms, the Trading Rules and your Account.

18.   Term, Suspension and Termination

18.1.   Term

These Terms apply from when you first access our Website and the Services and continue until your Account is closed and you cease all use of the Services.

18.2.   Suspension or Termination for Cause

We may suspend, restrict or terminate your Account immediately with or without prior notice if:

• You commit a Hard Breach;
• We reasonably suspect fraud, abuse, money laundering, terrorist financing, sanctions evasion or other unlawful activity;
• You fail to cooperate with KYC or verification procedures;
• You provide incomplete, untrue, outdated or misleading information;
• You engage in Forbidden Trading Practices;
• You lodge an unjustifiable chargeback or payment dispute;
• You act in a manner that may damage our reputation or legitimate interests;
• You are involved in any breach of criminal, administrative or tax laws;
• We are required to do so by applicable laws, Sanctions Regimes or court orders;
• You are using the Services without necessary legal authority; or
• We decide to withdraw or modify the Services.

18.3.   Termination by You

You may request termination of your Account at any time by contacting us. Upon confirmation, your contractual relationship with us will be dissolved. You will not be entitled to any refund of Fees previously paid or reimbursement of any other costs, charges or expenditures incurred by you in connection with the Services.

18.4.   Termination by Us Without Cause

We may terminate these Terms and close your Account at any time by giving you written notice of at least seven (7) days.

18.5.   Effect of Termination

On termination:

• Your right to access our Website and its Content, our Dashboard and the Services ceases immediately;
• Any simulated balances, results, rewards or benefits will be cancelled;
• You remain liable for all amounts that may be due to us;
• We may deny you access to Services and prevent future orders;
• Provisions that by their nature should survive termination will continue to apply;
• Subject to legal requirements and legitimate interests, we will delete or anonymise your personal data according to our retention schedule;
• You may exercise your data protection rights regarding retained data by contacting us.

19.   Affiliate Programme

19.1.     We operate an Affiliate Programme that enables eligible participants to earn referral based rewards. Participation in the Affiliate Programme is governed by separate Affiliate Terms and Conditions, available at www.fundyourfx.io/affiliate-terms (“Affiliate Terms”) and you will be required to sign a separate agreement. Details will be sent to you after you have signed up for the Affiliate Programme.

19.2.     The Affiliate Terms form part of the contractual documentation between you and us in respect of the Affiliate Programme and are incorporated into these Terms by reference to the extent that you participate in the Affiliate Programme.

19.3.     In the event of any conflict between these Terms and the Affiliate Terms in respect of matters relating to the Affiliate Programme, the Affiliate Terms shall prevail.

20.   Giveaway Policy

Traders are eligible for only one Payout from a giveaway funded account, regardless of account type. After the first Payout, no scaling or additional Payouts will be provided. To continue participating, the trader must purchase a new account. All Trading Rules and risk policies apply. Any violations may result in disqualification.

21.   General Provisions

21.1.   Entire Agreement

These Terms, together with our Privacy Policy, Cookies Policy, Trading Rules, Affiliate Terms and any other documents expressly incorporated by reference into these Terms, constitute the entire agreement between you and us.

21.2.   Severability

If any provision is held invalid, illegal or unenforceable, it will be modified to the minimum extent necessary to make the provision valid or severed and the remaining provisions will remain in full force.

21.3.   Assignment

You may not assign, transfer or delegate any rights or obligations under these Terms without our prior written consent. We may assign our rights and obligations to any group company or successor business without your consent.

21.4.   Force Majeure

We will not be liable for failure or delay resulting from events beyond our reasonable control, including acts of God, natural disasters, pandemics, war, civil unrest, strikes, acts of government, cyberattacks, telecommunications failures or power outages.

21.5.   No Waiver

Failure or delay by us in exercising any right will not constitute a waiver. Any waiver must be in writing and signed by us.

21.6.   Relationship of the Parties

Nothing in these Terms creates any agency, partnership, joint venture, employment or fiduciary relationship. Traders are independent contractors with no authority to bind us in any way or make representations on our behalf.

21.7.   Third-Party Rights

These Terms are not intended to benefit or be enforceable by any third party.

21.8.   Notices

Notices to you will be sent to your registered email address and deemed received when sent. Notices to us should be sent to our Email and are deemed received when actually received.

21.9.   Data Transmission

You acknowledge that content (excluding payment information) transmitted through the Website, the Dashboard or the Services may travel across various networks and may undergo changes to conform to and adapt to the technical requirements of connecting networks, devices or services. Payment information is encrypted during transmission in accordance with Clause 11.

21.10.   Survival

Clauses 2 (Definitions), 9 (Intellectual Property), 13 (Confidentiality), 14 (Disclaimers), 15 (Limitation of Liability), 16 (Indemnity), 22 (Governing Law) and any other provisions that by their nature should survive, continue after termination.

22.   Governing Law and Dispute Resolution

22.1.     Governing Law

Subject to mandatory local consumer protection laws, these Terms and any dispute arising out of them are governed by the laws of Hong Kong.

22.2.     Jurisdiction

The courts of Hong Kong have exclusive jurisdiction to settle any dispute arising out of these Terms.

22.3.     Data Protection Disputes

For disputes relating to data protection, you may lodge a complaint with your local supervisory authority:

• EEA: Your local data protection authority;
• UK: Information Commissioner’s Office;
• Hong Kong: Privacy Commissioner for Personal Data;
• Singapore: Personal Data Protection Commission;
• Australia: Office of the Australian Information Commissioner;
• California: California Attorney General.

22.4.     Consumer Rights

If you are a consumer resident in the EU, UK, Australia, US or another jurisdiction that grants you the right to bring claims in local courts under mandatory law, nothing in these Terms limits that right.

22.5.     Class Actions

To the fullest extent permitted by law, you and FundYourFX agree that any dispute will be brought on an individual basis only, not as a representative or class action.

22.6.     Informal Resolution

Before commencing formal dispute resolution, you agree to contact us at us (see Contact Details in Clause 23) to attempt informal resolution. If not resolved within thirty days, you or we may refer the matter to the courts of Hong Kong.

22.7.     Injunctive Relief

We may seek injunctive or equitable relief in any court of competent jurisdiction to prevent unauthorised use, disclosure or violation of our IP, Confidential Information or the integrity of the Services.

23.   Contact Details

23.1.   FYFX Capital Limited Unit 2A, 17/F Glenealy Tower, No.1 Glenealy Central, Hong Kong

Email for general support: support@fundyourfx.io

Email for general enquiries: info@fundyourfx.io

Website: www.fundyourfx.io

We will respond to your request free of charge within the timeframe required by applicable laws and regulations in your Jurisdiction.

23.2.   Representative and Data Protection Officer:

If you have any issues relating to our Website, the Content our Dashboard or our Services or your personal data, please contact our Representative and Data Protection Officer:

Jasjit Gill

Unit 2A, 17/F Glenealy Tower, No.1 Glenealy Central, Hong Kong

legal@fundyourfx.io

You may contact our Representative for any matters relating to the processing of your personal data.

If we are required to appoint a data protection officer or local representative for specific regions, we will amend these Terms accordingly.

SCHEDULE 1

FYFX Capital Limited

Programme and Trading Rules

IMPORTANT NOTICE

This Programme and Trading Rules Document (“Trading Rules“) forms part of, and is incorporated by reference into, the FYFX Capital Limited Terms of Service (“Terms“). By purchasing any programme or using our Services, you confirm that you have read, understood and agree to be bound by the Trading Rules.

Capitalised terms not defined in this document have the meanings given to them in our Terms (https://fundyourfx.io/terms-conditions/), Privacy Policy (www.fundyourfx.io/privacy-policy) and Cookies Policy (www.fundyourfx.io/cookies).

You should read this document carefully before purchasing any programme. It contains important information about Trading Rules, prohibited practices and the consequences of violations, including circumstances in which your Account may be terminated and fees forfeited.

PART 1: Programme Rules

1.   Programme Types

1.1.   Available Programmes: We offer the following programme types:

• Instant Funded Account: Immediate access to simulated funding without requiring an evaluation phase;
• One Phase Evaluation Plan: Single-phase simulated evaluation programme with one profit target to achieve;
• Two Phase Evaluation Plan: Two-step simulated evaluation programme with separate profit targets for each phase;
• 10X Quest Challenge: Simulated Programme where traders can earn ten times their entry fee upon successful completion of objectives.

1.2.   Programme Details: Details of each programme, including current pricing, are published on our Website at www.fundyourfx.io.

2.   Virtual Profit Targets

2.1.   General Requirements: Each programme has specific virtual profit targets that must be achieved to progress or qualify for virtual funding.

2.2.   Programme Specific Targets

The current specific virtual profit targets for each of our programmes can be viewed at www.fundyourfx.io. There is no virtual profit target for the Instant Funded Account.

2.3.   Calculation Method: Virtual profit targets are calculated based on the initial simulated account balance at the start of each phase.

2.4.   Compliance Requirement: Only virtual profits from trades that comply with these Trading Rules will count toward virtual profit targets. Virtual profits from non-complying trades will be removed and will not count toward your target.

3.   Drawdown Limits

3.1.   Trailing Drawdown Model: FundYourFX operates a trailing drawdown model whereby:

• The drawdown limit adjusts upward as your account equity increases;
• The drawdown limit does not decrease if your equity subsequently falls;
• Once the drawdown limit is set at a higher level, it remains at that level regardless of subsequent performance.

3.2.   Programme Specific Limits: The current programme specific drawdown limits for each of our programmes can be viewed at www.fundyourfx.io.

3.3.   Consequences of Breach: If the Drawdown Limit applicable to your programme is reached or exceeded at any time, whether through realised or unrealised losses:

• Account deactivation shall be immediate and automatic;
• All open trades shall be closed automatically upon breach;
• Trading eligibility shall be permanently revoked for that account;
• Reward sharing eligibility shall be permanently revoked for that account;
• No refund of fees shall be available.

3.4.   Continuous Monitoring: The drawdown limit is monitored continuously. A breach may occur at any time during a trading session, including outside normal market hours if you hold positions overnight or over weekends.Cookie Categories We Use

4.   Payout Conditions

4.1.   Eligibility Requirements: To be eligible for a Payout, you must:

• Be a Funded User (either through an Instant Funded Account or successful completion of an Evaluation Plan);
• Have passed all applicable KYC and AML verification checks;
• Have met the minimumvirtual  profit threshold specified for your programme;
• Have complied with all Trading Rules and not engaged in any Forbidden Trading Practices;
• Have an active Account in good standing;
• Have submitted a valid payout request through the Dashboard.

4.2.   Reward Sharing Structure: We offer a dynamic Reward sharing structure, starting at 50% and going up to 95%. Details on the current Reward sharing can be viewed at https://fundyourfx.io/faqs/general-trading-rules/payout-rules-for-instant-funded-plans-evaluation-plans/.

4.3.   Payout Frequency:

● Instant Funded Account: [Bi-weekly / Monthly];

● Funded (post-Evaluation): [Bi-weekly / Monthly].

4.4.   Payout Methods: Payouts may be made via:

• Bank transfer;
• Cryptocurrency;
• Such other payment methods as FundYourFX makes available from time to time.

4.5.   Processing Fees: Processing fees determined by payment providers may apply to Payouts. These fees vary depending on the payment method and prevailing market conditions. All processing fees are for your account and will be deducted from your Payout amount.

4.6.   Processing Time – Payout requests are typically processed within five (5) Business Days of submission, subject to verification and compliance checks.

4.7.   Discretionary Nature of Payouts – All Payouts are discretionary and are not guaranteed. Without limiting any other provision of these Trading Rules or the Terms, we reserve the right to withhold, reduce or deny any Payout in cases of rule violations, suspected abuse, or where we determine, acting reasonably, that the conditions for Payout eligibility have not been genuinely met. Nothing in these Trading Rules or the Terms creates any entitlement to receive a Payout until such time as we have completed all applicable verification and compliance checks and have approved the Payout for release.

5.   Scaling – Growth Plan

5.1.   Overview: Funded Users may progressively increase their virtual trading capital based on performance milestones through our Growth Plan.

5.2.   Scaling Tiers and Milestones: The current details of our Growth Plan can be viewed at https://fundyourfx.io/growth-plan.

5.3.   Maximum Virtual Capital: The maximum permitted virtual trading capital under the Scaling Plan is USD6,000,000 in virtual funds.

5.4.   Qualification Requirements: To qualify for scaling:

• You must have achieved the required virtual profit milestone;
• You must have no active Soft Breaches or Hard Breaches;
• You must have demonstrated consistent risk management;
• Your Account must be in good standing.

5.5.   Discretionary Review: All scaling decisions are made at our sole discretion. We may decline to scale your account if we identify concerns about your trading activity, risk management or compliance with the Trading Rules.

5.6.   No Virtual Capital Withdrawal: For avoidance of doubt, please be clear that no part of the virtual capital can be withdrawn in real or virtual money Subject to meeting compliance and verification checks, the only amount you can withdraw is a share of the Reward for which you have qualified.

6.   Refund Eligibility

6.1.   General Rule: Fees paid for programmes are non-refundable except as expressly stated in the Terms of Service or this document.

6.2.   Refund Qualification: Traders become eligible for a refund of the Fee paid only after achieving either:

• Three (3) successful Payouts; or
• Payouts totalling 24% of their Reward share, whichever is higher.

6.3.   Exclusions: Refund eligibility does not apply to:

• Accounts terminated for breach of these Trading Rules or the Terms;
• Accounts that have reached their Drawdown Limit;
• Giveaway or promotional accounts.

7.   Giveaway Virtual Funded Accounts

7.1.   Payout Limitation: Traders are eligible for only one (1) Payout from a giveaway funded account, regardless of account type.

7.2.    Post-Payout Restrictions: After the first Payout:

• No scaling will be provided;
• No additional Payouts will be made;
• The account will be closed.

7.3.   Continuation Requirements: To continue participating or receive future Payouts, you must purchase a new account.

7.4.   Rule Application: All standard Trading Rules and Forbidden Trading Practices apply to giveaway accounts. Any violations may result in immediate disqualification without any Payout.

8.   Account Limits and Activity Requirements

8.1.   Maximum Active Virtual Funded Accounts: Traders may have a maximum of three (3) active virtual funded accounts at any time, whether from Instant Funded Accounts or successful Evaluation Plans.

8.2.   Fourth Account Activation: If you qualify for a fourth funded account (through evaluation or purchase), it will only be activated once one of your existing three active virtual funded accounts has been breached or cancelled. There are no limitations on the number of Evaluation Accounts you may open.

8.3.   Activity Requirements:

• Inactivity Period: 30 consecutive days;
• Minimum Activity: At least one trade of 0.1 lots or more within each 30-day period;
• Consequence of Inactivity: Hard breach and termination;
• Extended Absence: Contact support@fundyourfx.io in advance to arrange a pause.

8.4.   Activation Deadline:

• Deadline: 30 calendar days from account availability;
• Non-Activation Consequence: Account access suspended;
• Renewal Request: Email support@fundyourfx.io within 3 days of suspension;
• Failure to Renew: Termination without refund.

PART 2: Trading Rules

9.   General Trading Principles

9.1.   Required Demonstration: Traders must demonstrate:

• Consistent Performance: Results should show a sustainable approach, not reliance on single high-risk virtual trades;
• Sound Risk Management: Appropriate position sizing, use of stop-losses, and controlled drawdowns;
• Skill Based Trading: Strategies must be self-developed, and results should reflect skill, not luck or exploitation of our system features.

9.2.   Violation Consequences: Any violation of Trading Rules will result in consequences as set out in Part 4 of this document.

10.   Tradeable Instruments

10.1.   Permitted Instruments: All virtual assets and instruments available on Match Trader are open for trading, including:

• Forex: Major, minor and exotic currency pairs;
• Indices: Global stock indices;
• Commodities: Precious metals, energy, agricultural products;
• Crypto: Major cryptocurrencies.

10.2.   Platform Access: The full list of available virtual instruments is accessible through the Match Trader platform.

10.3.   Modifications: We may add or remove virtual instruments from time to time. Changes will be reflected in the Match Trader platform.

10.4.   For clarity, please note that we will only offer demo charts on Match Trader or any other platform we may offer in future. Under no circumstances will real live market charts be offered by us.

11.   Stop-Loss Requirement

11.1.   Mandatory Rule: A stop-loss must be set within five (5) minutes of opening any virtual trading position.

11.2.   Breach Classification:

(a) Breach Type: Soft Breach;

(b) Maximum Permitted Soft Breaches: 2;

(c) Consequence of Third Breach: Account termination (treated as Hard Breach).

11.3.   This rule ensures sound risk management and protects both you and the integrity of the programme from uncontrolled losses.

12.   Overnight and Weekend Positions

12.1.   Permission: You are permitted to hold positions overnight and during weekends. There is no requirement to close virtual positions at the end of each virtual trading day or before weekends.

12.2.   Risk Disclosure: You should be aware that holding virtual positions overnight or over weekends exposes you to:

• Gap risk (prices may open significantly different from the previous close);
• Swap/rollover charges;
• Reduced liquidity during certain hours.

12.3.   Virtual Loss Application: Virtual losses incurred from overnight or weekend gaps still count toward your Drawdown Limit.

13.   News Trading

13.1.   General Permission: News trading is permitted, subject to the restrictions stated in this Clause.

13.2.   Specific Restrictions:

• New Positions: No new positions may be opened within 5 minutes before or after a high-impact news event;
• Bracket Strategies: Placing both BUY STOP and SELL STOP orders around a news event is strictly prohibited;
• Existing Positions: Holding existing trades open during news events is permitted, provided that those positions are not closed within 5 minutes before or after a high-impact news event.

13.3.   High-Impact News Events: High-impact news events are determined by reference to major economic calendars and include:

• Central bank interest rate decisions;
• Non-farm payrolls (NFP);
• GDP releases;
• CPI/inflation data;
• Central bank speeches and press conferences.

13.4.   Violation Consequences:

• Virtual Profits from Violating Trades: Removed and will not count toward your target;
• Virtual Losses from Violating Trades: Retained and remain your responsibility, counting toward drawdown;
• Repeated Violations: May be treated as a Hard Breach at our discretion.

14.   Expert Advisors and Automated Trading

14.1.   General Permission: Automated trading, including the use of Expert Advisors (EAs), is permitted.

14.2.   Compliance Requirement: All automated trading activity must fully comply with the Forbidden Trading Practices set out in Part 3 of this document. The use of automated systems does not exempt you from any Trading Rule.

14.3.   Specific Prohibitions: The following are prohibited:

• Using EAs or automated systems where you do not own or control the underlying strategy or code;
• Using EAs where the same strategy is evidently used by multiple users to generate materially identical trades;
• Using commercially available “prop firm passing” tools;
• Using third-party bots or signals;
• Masking or disguising the use of EAs.

PART 3 – Forbidden Trading Practices

15.   Overview

15.1.   Prohibition: The practices listed in this Part 3 are strictly prohibited. Engaging in any Forbidden Trading Practice constitutes a Hard Breach unless expressly stated to be a Soft Breach.

15.2.   Monitoring: We actively monitor for Forbidden Trading Practices using automated systems, pattern analysis and manual review.

15.3.   Enforcement: If we determine, acting reasonably, that you have engaged in any Forbidden Trading Practice, we may take the actions set out in Part 4 of this document.

16.   Exploitative and Abusive Strategies

16.1.   Arbitrage Trading: (Hard Breach) Identifying virtual price differences for the same asset across two or more virtual exchanges or virtual platforms and exploiting this discrepancy by buying and selling the asset to make a virtual profit.

16.2.   High-Frequency Trading (HFT): The number of soft breaches allowed varies from plan to plan. Exceeding this quota will result in a Hard Breach. Please carefully check your plan parameters. Executing trades using automated strategies or rapid manual action to capitalise on small price movements within extremely short timeframes. Any trade opened and closed within 45 seconds is a violation.

16.3.   Exploiting System Errors: (Hard Breach) Taking advantage of incorrect virtual price quotes, delayed virtual price feeds, or other technical glitches to gain an unfair advantage.

16.4.   EA Scalping at Rollover: (Hard Breach) Using Expert Advisors to capitalise on minor price discrepancies during the low-liquidity rollover period (typically around 5:00 PM EST / 10:00 PM UTC).

16.5.   Tick Scalping: (Hard Breach) Rapidly entering and exiting trades within seconds based on minor tick-level price movements.

16.6.   Gaming Programme Rules: (Hard Breach) Trading in a manner inconsistent with genuine discretionary or systematic trading, which in our reasonable opinion primarily seeks to game or abuse the rules of a programme rather than demonstrate trading skill.

17.   News Trading Violations

17.1.   Opening Positions During Restricted Period: Opening new positions within 5 minutes before or after a high-impact news event. Virtual profits will be removed and virtual losses will be retained.

17.2.   Bracket Strategies Around News: (Hard Breach) Placing both BUY STOP and SELL STOP orders to capture news volatility regardless of direction.

17.3.   Repeated News Trading Violations: (Hard Breach) Systematic or repeated breaches of news Trading Rules.

18.   Arbitrage Strategies

18.1.   Hedge Arbitrage Trading: (Hard Breach) Simultaneously buying and selling the same currency pair or correlated instruments across different virtual accounts (whether with us or with other firms) to exploit temporary pricing inefficiencies.

18.2.   Reverse Arbitrage Trading: (Hard Breach) Using reverse or inverted positions across accounts to create risk-free profit opportunities.

18.3.   Latency Arbitrage: (Hard Breach) Exploiting delays in virtual price feeds between platforms to execute virtual trades based on stale prices.

18.4.   Cross-Broker Arbitrage: (Hard Breach) Exploiting virtual price differences between our platform and other brokers or prop firms.

19.   Automated Trading Violations

19.1.   Unauthorised Strategy Use: (Hard Breach) Using any automated system, algorithmic tool, bot or Expert Advisor where you do not own or control the underlying strategy or code.

19.2.   Shared Strategy Use: (Hard Breach) Using any automated system where the same strategy or code is evidently used by multiple users to generate materially identical trades.

19.3.   Prop Firm Passing Tools and Services: (Hard Breach) Using commercially available or third-party tools or services marketed or designed primarily to assist users to pass virtual proprietary trading evaluations.

19.4.   Third-Party Systems: (Hard Breach) Using third-party bots or third-party signals.

19.5.   Masking Automation: (Hard Breach) Masking or disguising the use of Expert Advisors or automated systems (e.g., by adding random delays or variations to hide automated execution).

20.   Coordinated and Collusive Activities

20.1.   Prohibited Copy Trading: (Hard Breach) Copy trading between accounts with FundYourFX owned by different persons and copy trading from accounts with a different firm is prohibited.

20.2.   Signal Services: (Hard Breach) Following signal programmes where multiple traders execute the same trades within similar timeframes.

20.3.   Hedging Between Accounts: (Hard Breach) Opening opposite or correlated positions in different virtual accounts for the purpose of hedging or arbitrage.

20.4.   Collusion: (Hard Breach) Collusion with other users or third parties to manipulate virtual trading results, share risk across accounts, or otherwise gain unfair advantage.

20.5.   Account Clusters: (Hard Breach) Operating multiple virtual accounts as a coordinated group (whether in your own name or through nominees) to circumvent rules or aggregate risk.

21.   Account Sharing and Misuse

21.1.   Third-Party Access: (Hard Breach) Allowing any third party to access or trade on your virtual Account.

21.2.   Account Transfer: (Hard Breach) Selling, renting, lending, assigning or transferring your virtual Account or credentials.

21.3.   Trading for Others: (Hard Breach) Trading on behalf of another person using their virtual Account.

21.4.   Third-Party Purchase: (Hard Breach) Purchasing a virtual  Account on behalf of a third party.

21.5.   Evaluation Services: (Hard Breach) Using a service that offers to pass your Evaluation Plan or trade your virtual Funded Account for you.

22.   Position and Order Violations

22.1.   Martingale Strategy Limit: (Hard Breach if exceeded) Maximum of 3 open positions in the same direction on the same instrument.

22.2.   Trade Stacking Limit: (Hard Breach if exceeded) Maximum of 3 trades of the same type (BUY or SELL) on the same symbol.

22.3.   Position Size Disguise: (Hard Breach) Placing multiple smaller-sized pending orders at or near the same price level instead of a single order for the full amount, with the intent to disguise actual position size.

22.4.   Excessive Leverage: (May be treated as Hard Breach) Using leverage in a manner inconsistent with sound risk management, resulting in positions that could cause rapid drawdown breach.

23.   Programme Specific Prohibitions

23.1.    10X Quest Challenge: Grid trading is not permitted. (Hard Breach)

23.2.   Grid Trading Definition: A strategy involving placing multiple buy and sell orders at predetermined intervals above and below a set price, creating a “grid” of orders designed to gain from market volatility in either direction.

24.   Geographic and Sanctions Violations

24.1.   Prohibited Jurisdictions: (Hard Breach) Accessing the Services from a prohibited jurisdiction (currently Hong Kong, North Korea and Iran). The list of prohibited jurisdictions may be updated from time to time.

24.2.   Location Masking: (Hard Breach) Using VPN, proxy or other technical means to mask your true location.

24.3.   Circumvention: (Hard Breach) Circumventing or attempting to circumvent geographic or sanctions restrictions.

24.4.   Misrepresentation: (Hard Breach) Misrepresenting your country of residence or nationality.

24.5.   Sanctions Regime: (Hard Breach) Being or becoming subject to a Sanctions Regime during the term of your Account.

24.6.   Legacy Users: If you are a Legacy User (as defined in the Terms of Service), your continued access to the Services is subject to the conditions set out in Clause 4.1.2 of the Terms of Service. A breach of any condition of Legacy User status constitutes a Hard Breach.

25.   Other Prohibited Practices

25.1.   False Information: (Hard Breach) Providing false or misleading information during registration or KYC.

25.2.   Non-Cooperation: (Hard Breach) Refusing to cooperate with verification or investigation requests.

25.3.   Chargebacks: (Hard Breach) Lodging unjustified chargebacks or payment disputes.

25.4.   System Manipulation: (Hard Breach) Attempting to reverse-engineer, exploit or manipulate our systems.

25.5.   General Abuse: (Hard Breach) Any activity that, in our reasonable opinion, is designed to abuse, manipulate or unfairly exploit our system and programmes.

PART 4: Consequences and Enforcement

26.   Soft Breach Limits

26.1.   Nature of Soft Breaches: Certain rule violations are classified as Soft Breaches. Soft Breaches are recorded against your Account but do not result in immediate termination.

26.2.   Soft Breach Rules and Limits:

• High-Frequency Trading (HFT):Trades opened and closed within 45 seconds – Maximum 2 breaches (Third breach = Hard Breach);
• Stop-Loss Requirement:Failure to set stop-loss within 5 minutes. The number of soft breaches allowed varies from plan to plan. Exceeding this quota will result in a Hard Breach. Please carefully check your plan parameters.

26.3.   Cumulative Effect: Soft Breaches are cumulative for the life of your Account and do not reset:

26.4.   Notification: We will notify you when a Soft Breach is recorded. It is your responsibility to adjust your trading to avoid further breaches.

27.   Consequences

27.1.   Available Actions: If we determine, acting reasonably, that you have committed a Hard Breach or engaged in any Forbidden Trading Practice, we may, at our sole discretion, take any or all of the following actions:

• Programme Failure:Treat the relevant Evaluation Plan, Instant Funded Account or 10X Quest Challenge as failed;
• Transaction Rejection:Reject your offer to open or close any transaction;
• Position Closure:Unwind or close any or all open positions without prior notice;
• Trade Removal:Remove virtual transactions that violate these rules from your trading history; virtual profits from such trades will not count, but virtual losses will remain;
• Performance Cancellation:Cancel any simulated positions and remove related performance data from your history;
• Funding Disqualification:Disqualify you from becoming a Funded User or receiving any Payout;
• Account Termination:Immediately terminate your virtual Account and all access to the Services;
• Fee Forfeiture:Treat any fees paid as forfeited with no entitlement to refund;
• Future Order Prevention:Prevent you from purchasing or ordering any further Services;
• Permanent Ban: Permanently ban you from all FundYourFX programmes;
• Loss Recovery:Pursue recovery of any losses, costs and fees incurred.

27.2.   Notice Requirements: We may take these actions without prior notice where we consider it necessary to protect the integrity of our system and programmes or to comply with legal or regulatory requirements.

28.   Client Clusters

28.1.   Detection Methods. We may investigate whether accounts are being operated as a “Client Cluster” using methods including:

• Shared or similar IP addresses;
• Device fingerprints and browser signatures;
• Shared payment methods or banking details;
• Matching or similar personal identifying information;
• Congruent trading patterns across accounts;
• Referral chain analysis.

28.2.   Consequences: If we identify that accounts are being operated as a Client Cluster, we may:

• Terminate all relevant accounts;
• Forfeit all fees paid across all accounts;
• Cancel any pending Payouts;
• Permanently ban all associated individuals from the Services.

29.   Pattern of Poor Risk Management

29.1.   Monitoring Rights: We reserve the right to monitor your activity across all purchased Services:

29.2.   Indicators: A pattern of poor risk management may be evidenced by:

• Excessive number of failed programmes;
• Repeated breaches of rules on subsequent virtual accounts;
• Use of excessive margin or leverage;
• Consistently breaching Drawdown Limits shortly after virtual account activation;
• Using multiple positions across virtual accounts to hide or obscure actual position size;
• Trading behaviour inconsistent with the stated objectives of the programme.

29.3.   Consequences: If we identify a pattern of poor risk management, we may:

• Impose restrictions on your ability to purchase future Services;
• Decline scaling requests;
• Subject your virtual account to enhanced monitoring;
• Terminate the relationship entirely.

30.   Investigation and Review

30.1.   Investigation Rights: We may conduct investigations into suspected breaches at any time.

30.2.   Investigation Powers: During an investigation, we may:

• Suspend your virtual Account and access to the Services;
• Freeze any pending Payouts;
• Request additional information or documentation from you;
• Review your trading history, patterns and associated virtual accounts.

30.3.   Cooperation Requirement: You agree to cooperate fully with any investigation. Failure to cooperate may be treated as a Hard Breach.

30.4.   Timeframe: We will endeavour to complete investigations promptly, but we do not guarantee any specific timeframe.

PART 5: General Provisions

31.   Amendments to This Document

31.1.   Amendment Rights. We may update these Trading Rules from time to time.

31.2.   Notice of Material Changes. Material changes will be notified via:

• Email to your registered email address; and/or
• Dashboard announcement.

31.3.   Effective Date. Unless we specify otherwise or are required to make immediate changes for legal, regulatory or platform integrity reasons, material changes will take effect seven (7) days after notification.

31.4.   Acceptance by Continued Use. Your continued use of the Services after the effective date of any changes constitutes your acceptance of the updated Trading Rules Document. If you do not agree to any changes, you must cease using the Services before the effective date.

32.   Contact Details

FYFX Capital Limited Unit 2A, 17/F Glenealy Tower, No.1 Glenealy Central, Hong Kong

Email for general support: support@fundyourfx.io

Email for general enquiries: info@fundyourfx.io

Website: www.fundyourfx.io